Sacral neuromodulation (SNM) is an effective treatment for urinary and fecal incontinence, offering life-changing results for patients who have not responded to more conservative treatments. However, many patients considering this option are understandably concerned about the cost. The good news is that sacral neuromodulation is widely covered by Medicare and private insurance plans, provided patients meet certain criteria. But let’s discuss actual costs—how much is sacral neuromodulation for incontinence?
The Cost of Sacral Neuromodulation
The total cost of sacral neuromodulation includes several components: the cost of the device itself, the implantation procedure, pre- and post-surgical care, and follow-up visits for device programming and maintenance. Without insurance, the total cost of SNM can range from $20,000 to $40,000, depending on the healthcare provider, the location, and whether any additional services are required.
However, for patients who qualify, this cost is largely covered by Medicare and private insurance plans.
Insurance Coverage for Sacral Neuromodulation
Medicare recognizes sacral neuromodulation as an effective treatment for both urinary and fecal incontinence, and it fully covers the cost of the device and the procedure for eligible patients. To qualify, patients must typically meet certain criteria:
- They must have been diagnosed with refractory incontinence, meaning their condition has not responded to conservative treatments.
- They must have tried other therapies, such as medications, pelvic floor exercises, or biofeedback, for at least 8 weeks without sufficient improvement.
- Medicare also requires that patients undergo a trial phase of SNM to ensure that the therapy will be effective before approving coverage for the permanent implant.
Once these conditions are met, Medicare covers both the test phase and the full implantation procedure, including follow-up care and any necessary device adjustments.
Like Medicare, most private insurance companies cover sacral neuromodulation for patients who meet the necessary criteria. This often includes:
- Documented failure of conservative treatments, including medications and physical therapy, over a minimum period of 8 weeks.
- A successful trial phase of the therapy, demonstrating that sacral neuromodulation is likely to be effective for the patient.
- In some cases, insurance companies may require documentation from healthcare providers detailing the patient’s incontinence history, the treatments attempted, and the outcomes before approving coverage for the device and procedure.
Each insurance plan may have slightly different requirements, so it’s important for patients to work closely with their healthcare provider and insurance company to ensure that all documentation is in order.
Out-of-Pocket Costs
While Medicare and private insurance plans typically cover the bulk of the costs associated with sacral neuromodulation, patients may still be responsible for certain out-of-pocket expenses. These might include:
- Copayments or Coinsurance: Depending on the insurance plan, patients may need to pay a portion of the costs for the initial consultation, the procedure, or follow-up visits.
- Deductibles: Some insurance plans require patients to meet a deductible before coverage begins.
- Non-Covered Services: Occasionally, certain tests or additional procedures associated with SNM may not be covered, though this is rare for standard sacral neuromodulation treatment.
Why Coverage Matters
The widespread insurance coverage for sacral neuromodulation is a testament to its effectiveness and value as a treatment option. For patients with refractory incontinence who have not responded to conservative treatments, sacral neuromodulation offers a minimally invasive solution with fewer side effects and a high rate of success.
The Bottom Line
In my experience as a director of The Continence Center here at Nevada Surgical in Reno, I’ve seen how life-changing sacral neuromodulation can be for patients struggling with incontinence. With insurance coverage available for those who meet the criteria, this innovative treatment is within reach for many individuals who previously felt they had exhausted all other options. For patients considering sacral neuromodulation, the combination of effectiveness and comprehensive insurance coverage makes this a highly attractive solution for long-term relief.
Ready to learn more? Contact our team today, and let’s discuss your options for treating incontinence.